Terms and Conditions

Welcome to URLOAN! These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our services.

2. Services Offered

We provide loan-related services, including loan application assistance, eligibility checking, and connecting users with third-party lenders. All approvals and loan disbursals are subject to lender terms and verification.

3. Accuracy of Information

You agree to provide accurate, current, and complete information during registration or loan inquiry. Misrepresentation may result in denial of services or legal action.

4. No Guarantee of Approval

Submitting a loan request does not guarantee approval. Lenders may approve or reject applications at their sole discretion.

5. Fees and Charges

URLOAN does not charge any fee for loan application assistance or eligibility checking. Any processing fees are levied directly by the partner bank/NBFC as per their own fee schedule, which will be disclosed to you before final loan approval.

6. Intellectual Property

All content, logos, and trademarks on this website are owned by URLOAN and protected under applicable laws. You may not reproduce, distribute, or create derivative works without permission.

7. Limitation of Liability

URLOAN is not responsible for any financial losses, damages, or liabilities incurred from using our services or from third-party lender decisions.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the website indicates acceptance of updated Terms.

9. Governing Law

These Terms shall be governed by the laws of India, without regard to its conflict of law principles.